Holistic Household Asset Allocation Software
That Helps Drive Growth

SoftPak’s highly automated unified managed household account software (UMHA) enables wealth management firms and their advisors
to provide their clients with holistic portfolio rebalancing software, including tax-optimized unified managed accounts,
while only having one dedicated employee in the role of trading.

Get-Fast-Efficient-Automated-Tax-Aware-Rebalancing-for-Householding-Accounts

Get Fast, Efficient, Automated Tax-Aware Rebalancing for Householding Accounts

Rebalancing investment accounts is crucial for enhancing returns and achieving long-term goals. However, it’s often time-consuming and labor-intensive. UMHA offers customized strategies, tax management, and rebalancing across household accounts. Its data integration, real-time analytics, and compliance features enable investment managers to efficiently manage high-net-worth families, driving portfolio growth and optimizing financial outcomes.

Unified Wealth Management
with Greater Transparency

Household with Mixed Accounts

UMHA enables rebalancing for households that contain a mix of taxable accounts, tax deferred accounts and tax-exempt accounts.

Attribute Based Restrictions

Impose attribute-based restrictions on individual household accounts, such as Market Cap, Style, or Sectors, with customizable classifications.

Apply Benchmarks

Assign a benchmark and apply attribute-based restrictions to households or benchmarks with defined targets, minimums, and maximums.

Unified Security

Create greater transparency by centralizing the family office’s financial information in a single place.

Informed Choices

Instantly analyze and visualize portfolio data. Immediately assess your exposure, understand your risk and turn insight into action.

Instant Reports

Flexible reporting capabilities give you the power to quickly create customized reports that update in real time.

Mean-Variance (Risk/Return)
Rebalancing  

SoftPak’s household asset allocation rebalancing platform ensures household portfolios align with target allocations by preventing money movement. It assigns trades to accounts, allows individual buy lists, and allows custom rank lists. Tax-aware features allow users to specify tax rates, set maximum gains, and apply wash sale restrictions. Portfolio tilting targets investment objectives.

Model Centric
Rebalancing 

SoftPak’s unified managed household accounts, model-centric rebalancing is a method that aligns household portfolios with predefined model allocations while respecting user-defined rules and constraints. It aims to adjust each account to reflect the target model, maintaining flexibility for custom restrictions. This process optimizes alignment without compromising risk management, and tax efficiency.
Frequently Asked
Questions  

Can’t find what you are looking for?

Householder allows the financial advisor to efficiently rebalance up to 50 accounts in a household and maintains each account’s market value in its correct position relative to the household’s financial goals.

Householder will support rebalancing households of a combination of taxable, tax-deferred, and tax-exempt accounts, which can be rebalanced across account types seamlessly.

Household-level rebalancing takes the allocation realignment concept further by moving the asset allocation to the household level instead of at the individual account level. Executing this results in each account having a different asset mix that all rolls up to the desired household asset allocation.

Householder support tax-aware rebalancing through which users are allowed to specify short-term and long-term tax rates, apply restrictions due to wash sales, and manage their realized gains effectively across taxable accounts.

Household-level rebalancing can include both taxable and non-taxable accounts, as well as custom attributes like retirement, brokerage, and trust accounts.

Ready to Join the Largest Financial Institutions In The World Using Unified Managed HouseHold Accounts?

Join the world’s top financial institutions with SoftPak’s UMHA and elevate your portfolio rebalancing strategy today.

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